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Trump Wants To Fix Higher Education

The Trump Administration has issued a proposal to reform the Higher Education Act. School loan debt is finally being addressed by President Trump. His new plan may prove helpful for students, and their parents, currently burdened by repayment across the United States.

Trump’s new plan includes a revision of the current Student Loan Forgiveness structure which allows individuals working in social service to receive forgiveness for remaining balances after 10 years.

Student loan default rates are as high as 30 percent and are expected to climb to close to 40 percent by 2023. The proposal intends to “increase access to affordable, flexible, and innovative postsecondary education and skills attainment to meet the interests and lifelong learning needs of every American.”

Equality, flexibility, and affordability when it comes to college education are the top priorities for the Trump Administration’s new 10-part plan to reform higher education.

The Higher Education Act proposed by Trump’s Administration’s 2020 budget makes significant changes to the landscape of student loan borrowing taking place today. Including a cap on what students are allowed to borrow throughout their lifetime and only one way and amount set for repayment after graduation — 12.5 percent of expendable income. The Public Service Loan Forgiveness plan would no longer be in effect.

Instead, the act includes a policy to provide loan forgiveness for all borrowers after 180 months in active repayment. To try to reduce the number of students graduating with bogus degrees that fail to advance a college graduate into a career or jobs anticipated to vanish, Trump’s plan pushes for businesses and educational institutions to work together.

In addition to the Trump Administration’s new plan, encourages colleges and companies to gear education towards job placement over non-traditional degree programs that fail to satisfy the needs of growing business demands.

After graduation, repayment plans will be a one-size fits all with income repayment plans ending at 180 months post graduation.

About Aria Gmitter

Aria Gmitter writes about parenting and political matters affecting the family.


  1. Who decides which degrees are worthwhile? The article states, the plan “encourages colleges and companies to gear education towards job placement over non-traditional degree programs that fail to satisfy the needs of growing business demands.” Business demands are a segment of our necessity, but pursuit of the sciences, of history, of social work, and many other fields are equally important. In addition, college degrees in liberal arts have provided our country with some of it’s greatest innovators. Our goverment should not dictate what degrees a university should offer.

    • The part you are quoting is from the article, not from the White House proposal which you can find at
      I see nothing in the actual proposal where the government is dictating the degrees, but it wants universities to the necessary actions to prepare students for life after college.
      Here is what it says about non-traditional education:
      “Congress should establish a pilot program to increase access to market-drivenworkforce development programs. More than half of current students areclassified as “nontraditional,” yet many institutions of higher education have not adequately addressed their unique needs. Non-traditional students interested in accelerated paths to careers should have access to innovative providers who can more effectively meet their needs. By offering options that look to the private sector for risk mitigation, we can both protect taxpayers and help more Americans use education as a ladder to achieve the American dream. “

  2. Allow student debt to be erased by bankruptcy. You’ll see both the number of student loans and the cost of tuition fall precipitously.

  3. I suspect few people know how much accreditation drives the costs of higher education. The entire accreditation system is a disaster. It rates schools on sports programs, on the number of books in the library and many other factors which are all inputs. It does not rate universities on the outputs, such as how the students perform after graduation, which should define the differences among universities. The President does know, based on the first item in the proposal, which I quote in part below:
    “Reorient the Accreditation Process to Focus on Student Outcomes – Accrediting agencies act as gatekeepers of Federal student aid. These agencies, together with their member institutions, develop the standards and criteria used to determine what constitutes “quality” in higher education and to ensure that students have the opportunity to achieve their educational goals. The Federal Government and the public rely on accreditation as a signal that institutions meet a minimum standard of quality and that Federal funds flow only to credible, legitimate, and quality institutions that pass themuster of accreditor peer review. Unfortunately accreditors have shifted from their core purpose to a more compliance-focused role that stifles innovation and mandates a one-size-fits-all, process-focused approach rather than student outcomes. Accreditors must return to their primary purpose of ensuring educational quality, while the Department of Education refrains from interfering in academic matters.•Congress should streamline the ten standards of accreditation to focus on educational quality and student learning, grounded in student outcomes. A less burdensome accreditation process focused on student outcomes can reduce costs and ensure useful feedback about institutional quality.”
    For more see

  4. I think all lending or loan guarantees by any government entity needs to cease. Before going any further, government loans are just
    like using the tax code for social engineering (as in home ownership, etc.). It just does not work. So, let’s call these programs what they are: Attempts at social engineering.
    If lending institutions (banks, etc.) take over student loans… There just will not be any more $100,000 loans to people getting degrees in ‘1st grade education.’ Also, do you think a bank would make a loan to a HS graduate with a 1.8 HS GPA (or college?)?
    There maybe a short term shortage of teachers, but as the need for them increases, so will the pay for them. Then more teachers…
    I will go you one better… If banks make good lending decisions – it will probably initially result in less lending – and less students.. How long do you think it will take for colleges to reduce tuition so more students can afford tuition? My opinion: About three semesters.

    I could go forever… Just remember this: If you want less of something- “tax it.”

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